296 Herbert Macaulay Way, Sabo-Yaba, Lagos
Mon - Fri : 09:00 - 17:00
+234 1 448 9821; +234 703 000 9099

Terms & Conditions

Plan Period: One year from commencement date, renewable yearly
Eligibility: 0 – 65 years of age.
Exclusions: The following conditions are not covered under the scheme:

  • Medical services not included in selected plan.
  • Pre-existing conditions: any medical condition that existed prior to commencement date, such as hypertension, diabetes, asthma etc.
  • Alternative medical treatment, nutritional supplements.
  • Cosmetic treatments/Surgeries.
  • Obesity, infertility, impotence, prosthesis, artificial limbs.
  • Tumor (benign & malignant).
  • Chronic conditions.
  • Renal dialysis.
  • Major surgeries to head, spinal cord as well as organ transplants.
  • Treatment for chronic psychiatric conditions.
  • Tuberculosis/Hepatitis Treatment.
  • Injuries resulting from Suicide attempts.
  • Injuries resulting from Domestic Violence.
EXCLUDED CONDITIONS MAY HOWEVER BE COVERED ON PAYMENT OF ADDITIONAL PREMIUM

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